Simulation of a Healthcare Financing Proposal: Government-backed Loans for the Uninsured

Using the KNG Health Reform Model (KNG-HRM), first developed in 2017, we are simulating the budgetary and coverage effects of a proposed healthcare financing arrangement that could potentially substitute for traditional health insurance. In this proposed plan, the Federal government would offer providers guaranteed payments for all covered services received by plan participants in exchange for providers accepting Medicare payment rates. Although plan participants would repay the government for the cost of care, the repayment terms would be means-tested to ensure patient affordability. An advantage of using the KNG-HRM to model the impact of proposals like these is that, like other advanced microsimulation models from the Congressional Budget Office and the Urban Institute, our approach offers extensive flexibility for simulating policies that vary considerably from existing rules.

Services : Healthcare Reform Modeling Expertise: